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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,134 | $67,823-82.1% | $52,425-76.9% | $137,256-91.2% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 18.53% | 219.11%-200.6pp | 302.12%-283.6pp | 220.34%-201.8pp |
| Employer contribution / active EE | $2,453 | $1,163+110.9% | $914+168.3% | $4,156-41.0% |
| Participant deferral / active EE | $6,935 | $2,288+203.1% | $1,790+287.3% | $6,407+8.2% |
| Admin fee / account holder | $3,079 | $2,844+8.2% | $2,495+23.4% | $12,270-74.9% |