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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,709 | $156,398-84.8% | $147,318-83.9% | $138,895-82.9% |
| Participation rate | 80.0% | 83.8%-3.8pp | 82.1%-2.1pp | 79.9%+0.1pp |
| Annual return | 22.74% | 78.75%-56.0pp | 70.43%-47.7pp | 145.39%-122.7pp |
| Employer contribution / active EE | $2,839 | $4,853-41.5% | $4,593-38.2% | $4,194-32.3% |
| Participant deferral / active EE | $3,560 | $8,237-56.8% | $7,906-55.0% | $6,396-44.3% |
| Admin fee / account holder | $1,543 | $14,976-89.7% | $13,708-88.7% | $12,562-87.7% |