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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,165 | $199,109-44.7% | $173,730-36.6% | $154,746-28.8% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.6%-29.6pp | 80.7%-30.7pp |
| Annual return | 14.51% | 20.02%-5.5pp | 19.96%-5.4pp | 172.34%-157.8pp |
| Employer contribution / active EE | $2,171 | $5,311-59.1% | $4,577-52.6% | $4,379-50.4% |
| Participant deferral / active EE | $3,878 | $7,113-45.5% | $6,326-38.7% | $6,730-42.4% |
| Admin fee / account holder | $367 | $20,916-98.2% | $17,523-97.9% | $14,365-97.4% |