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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,165 | $178,174-38.2% | $156,181-29.5% | $137,256-19.7% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.8%-28.8pp | 80.0%-30.0pp |
| Annual return | 14.51% | 84.19%-69.7pp | 64.87%-50.4pp | 220.34%-205.8pp |
| Employer contribution / active EE | $2,171 | $4,972-56.3% | $4,294-49.5% | $4,156-47.8% |
| Participant deferral / active EE | $3,878 | $6,888-43.7% | $6,132-36.8% | $6,407-39.5% |
| Admin fee / account holder | $367 | $17,404-97.9% | $14,586-97.5% | $12,270-97.0% |