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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,459 | $166,268-45.0% | $165,100-44.6% | $145,897-37.3% |
| Participation rate | 52.6% | 82.0%-29.4pp | 78.6%-26.0pp | 80.3%-27.7pp |
| Annual return | 9.91% | 100.52%-90.6pp | 70.21%-60.3pp | 552.29%-542.4pp |
| Employer contribution / active EE | $2,157 | $5,284-59.2% | $4,348-50.4% | $4,663-53.7% |
| Participant deferral / active EE | $4,303 | $6,964-38.2% | $6,035-28.7% | $6,689-35.7% |
| Admin fee / account holder | $7,771 | $16,659-53.4% | $12,696-38.8% | $13,390-42.0% |