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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,236 | $154,228-70.7% | $145,433-68.9% | $137,256-67.0% |
| Participation rate | 84.6% | 83.8%+0.8pp | 82.1%+2.5pp | 80.0%+4.7pp |
| Annual return | 20.37% | 74.59%-54.2pp | 66.58%-46.2pp | 220.34%-200.0pp |
| Employer contribution / active EE | $8,965 | $4,804+86.6% | $4,554+96.8% | $4,156+115.7% |
| Participant deferral / active EE | $20,416 | $8,216+148.5% | $7,897+158.5% | $6,407+218.7% |
| Admin fee / account holder | $13,621 | $14,344-5.0% | $13,129+3.8% | $12,270+11.0% |