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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,868 | $102,422-66.9% | $147,117-77.0% | $80,959-58.2% |
| Participation rate | 83.9% | 75.9%+8.0pp | 82.2%+1.7pp | 67.7%+16.2pp |
| Annual return | 14.85% | 135.16%-120.3pp | 420.54%-405.7pp | 35.67%-20.8pp |
| Employer contribution / active EE | $4,144 | $3,717+11.5% | $4,932-16.0% | $2,757+50.3% |
| Participant deferral / active EE | $8,053 | $6,652+21.1% | $8,065-0.1% | $4,300+87.3% |
| Admin fee / account holder | $1,030 | $7,953-87.1% | $12,993-92.1% | $6,925-85.1% |