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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRIME CAPITAL INVMT ADV Service code 26 · EIN 82-1364595 | Advisory (Participants) | $10,184 |
Service code 15 · EIN 35-0145825 | Recordkeeping | $6,873 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,264 | $50,902-56.3% | $155,534-85.7% | $77,736-71.4% |
| Participation rate | 28.7% | 63.1%-34.4pp | 78.2%-49.5pp | 70.6%-41.9pp |
| Annual return | 11.60% | 34.85%-23.2pp | 64.92%-53.3pp | 31.26%-19.7pp |
| Employer contribution / active EE | $534 | $1,991-73.2% | $4,675-88.6% | $2,728-80.4% |
| Participant deferral / active EE | $944 | $2,824-66.6% | $5,630-83.2% | $4,651-79.7% |
| Admin fee / account holder | $82 | $437-81.1% | $15,900-99.5% | $433-81.0% |