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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,961 | $55,902-75.0% | $76,030-81.6% | $80,959-82.8% |
| Participation rate | 84.0% | 62.1%+21.9pp | 69.1%+14.9pp | 67.7%+16.3pp |
| Annual return | 35.54% | 20.59%+14.9pp | 361.54%-326.0pp | 35.67%-0.1pp |
| Employer contribution / active EE | $2,461 | $1,867+31.8% | $2,688-8.4% | $2,757-10.7% |
| Participant deferral / active EE | $2,514 | $3,051-17.6% | $4,257-40.9% | $4,300-41.5% |
| Admin fee / account holder | $657 | $5,239-87.5% | $6,421-89.8% | $6,925-90.5% |