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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,288 | $135,905+161.4% | $126,068+181.8% | $198,609+78.9% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 17.40% | 14.07%+3.3pp | 15.01%+2.4pp | 202.70%-185.3pp |
| Employer contribution / active EE | $1,916 | $4,245-54.9% | $3,968-51.7% | $5,055-62.1% |
| Participant deferral / active EE | $17,113 | $8,523+100.8% | $8,214+108.3% | $6,977+145.3% |
| Admin fee / account holder | $1,025 | $21,036-95.1% | $18,264-94.4% | $19,030-94.6% |