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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,870 | $154,228-32.0% | $145,433-27.9% | $137,256-23.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 12.61% | 74.59%-62.0pp | 66.58%-54.0pp | 220.34%-207.7pp |
| Employer contribution / active EE | $11,708 | $4,804+143.7% | $4,554+157.1% | $4,156+181.7% |
| Participant deferral / active EE | $6,855 | $8,216-16.6% | $7,897-13.2% | $6,407+7.0% |
| Admin fee / account holder | $1,155 | $14,344-91.9% | $13,129-91.2% | $12,270-90.6% |