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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,820 | $114,119-90.5% | $107,187-89.9% | $138,895-92.2% |
| Participation rate | 87.5% | 78.1%+9.4pp | 75.0%+12.5pp | 79.9%+7.6pp |
| Annual return | 23.48% | 273.21%-249.7pp | 204.55%-181.1pp | 145.39%-121.9pp |
| Employer contribution / active EE | $1,601 | $4,059-60.6% | $3,782-57.7% | $4,194-61.8% |
| Participant deferral / active EE | $2,441 | $5,538-55.9% | $5,096-52.1% | $6,396-61.8% |
| Admin fee / account holder | $551 | $10,024-94.5% | $9,162-94.0% | $12,562-95.6% |