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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,881 | $132,099-73.6% | $115,599-69.8% | $138,895-74.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 20.34% | 176.76%-156.4pp | 111.10%-90.8pp | 145.39%-125.1pp |
| Employer contribution / active EE | $2,332 | $3,416-31.7% | $2,955-21.1% | $4,194-44.4% |
| Participant deferral / active EE | $4,145 | $5,617-26.2% | $4,889-15.2% | $6,396-35.2% |
| Admin fee / account holder | $5,646 | $15,650-63.9% | $12,841-56.0% | $12,562-55.1% |