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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,270 | $182,442+114.5% | $163,379+139.5% | $138,895+181.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 16.00% | 72.74%-56.7pp | 63.41%-47.4pp | 145.39%-129.4pp |
| Employer contribution / active EE | $30,191 | $4,159+625.8% | $3,752+704.6% | $4,194+619.8% |
| Participant deferral / active EE | $15,250 | $6,817+123.7% | $6,282+142.8% | $6,396+138.4% |
| Admin fee / account holder | $1,920 | $10,396-81.5% | $9,818-80.4% | $12,562-84.7% |