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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,126 | $211,224+41.1% | $178,505+67.0% | $145,897+104.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | -3.62% | 30.28%-33.9pp | 27.16%-30.8pp | 552.29%-555.9pp |
| Employer contribution / active EE | $24,855 | $4,577+443.1% | $3,955+528.4% | $4,663+433.1% |
| Participant deferral / active EE | $15,000 | $6,966+115.3% | $6,280+138.8% | $6,689+124.2% |
| Admin fee / account holder | $2,407 | $12,109-80.1% | $10,428-76.9% | $13,390-82.0% |