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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,208 | $138,386-20.4% | $184,260-40.2% | $80,935+36.2% |
| Participation rate | 97.8% | 83.9%+13.9pp | 86.8%+11.0pp | 67.7%+30.1pp |
| Annual return | 39.93% | 20.02%+19.9pp | 28.84%+11.1pp | 35.66%+4.3pp |
| Employer contribution / active EE | $6,896 | $4,851+42.2% | $6,427+7.3% | $2,757+150.1% |
| Participant deferral / active EE | $13,420 | $7,076+89.7% | $9,133+46.9% | $4,299+212.1% |
| Admin fee / account holder | $1,822 | $10,489-82.6% | $13,898-86.9% | $6,924-73.7% |