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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,793 | $49,024-92.3% | $112,860-96.6% | $87,485-95.7% |
| Participation rate | 97.1% | 62.2%+34.9pp | 66.3%+30.7pp | 68.9%+28.1pp |
| Annual return | 12.41% | 43.86%-31.4pp | 35.26%-22.8pp | 26.06%-13.6pp |
| Employer contribution / active EE | $832 | $1,290-35.6% | $2,206-62.3% | $2,596-68.0% |
| Participant deferral / active EE | $184 | $2,209-91.7% | $3,493-94.7% | $4,274-95.7% |
| Admin fee / account holder | $379 | $6,266-93.9% | $6,841-94.5% | $7,775-95.1% |