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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,887 | $55,437-62.3% | $155,534-86.6% | $74,459-71.9% |
| Participation rate | 17.6% | 61.9%-44.3pp | 78.2%-60.7pp | 67.2%-49.7pp |
| Annual return | 14.58% | 269.58%-255.0pp | 64.92%-50.3pp | 1369.70%-1355.1pp |
| Employer contribution / active EE | $672 | $2,266-70.4% | $4,675-85.6% | $2,626-74.4% |
| Participant deferral / active EE | $1,010 | $2,837-64.4% | $5,630-82.1% | $4,350-76.8% |
| Admin fee / account holder | $5,954 | $1,742+241.7% | $15,900-62.6% | $1,945+206.1% |