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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,417 | $125,190-20.6% | $105,624-5.9% | $145,897-31.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 12.52% | 225.22%-212.7pp | 116.20%-103.7pp | 552.29%-539.8pp |
| Employer contribution / active EE | $7,139 | $3,720+91.9% | $3,168+125.4% | $4,663+53.1% |
| Participant deferral / active EE | $14,663 | $5,716+156.5% | $5,013+192.5% | $6,689+119.2% |
| Admin fee / account holder | $16,440 | $17,138-4.1% | $10,961+50.0% | $13,390+22.8% |