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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,978 | $111,535-72.2% | $105,223-70.6% | $137,256-77.4% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 21.15% | 237.85%-216.7pp | 180.65%-159.5pp | 220.34%-199.2pp |
| Employer contribution / active EE | $2,705 | $3,939-31.3% | $3,689-26.7% | $4,156-34.9% |
| Participant deferral / active EE | $5,808 | $5,500+5.6% | $5,072+14.5% | $6,407-9.4% |
| Admin fee / account holder | $1,954 | $9,721-79.9% | $8,859-77.9% | $12,270-84.1% |