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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,857 | $29,319-18.6% | $52,425-54.5% | $82,448-71.1% |
| Participation rate | 28.9% | 46.9%-18.0pp | 55.6%-26.7pp | 68.1%-39.2pp |
| Annual return | 19.94% | 535.20%-515.3pp | 302.12%-282.2pp | 41.64%-21.7pp |
| Employer contribution / active EE | $152 | $586-74.1% | $914-83.4% | $2,551-94.0% |
| Participant deferral / active EE | $1,252 | $1,171+6.9% | $1,790-30.1% | $4,139-69.8% |
| Admin fee / account holder | $16 | $1,962-99.2% | $2,495-99.4% | $7,234-99.8% |