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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,547 | $29,733-57.8% | $56,025-77.6% | $80,959-84.5% |
| Participation rate | 37.5% | 41.7%-4.2pp | 52.5%-15.0pp | 67.7%-30.2pp |
| Annual return | 11.33% | 35.28%-24.0pp | 1712.69%-1701.4pp | 35.67%-24.3pp |
| Employer contribution / active EE | $180 | $672-73.1% | $1,042-82.7% | $2,757-93.5% |
| Participant deferral / active EE | $1,474 | $1,229+19.9% | $1,955-24.6% | $4,300-65.7% |
| Admin fee / account holder | $132 | $2,434-94.6% | $2,828-95.3% | $6,925-98.1% |