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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,986 | $183,592-86.4% | $155,574-83.9% | $145,877-82.9% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 17.44% | 61.37%-43.9pp | 64.87%-47.4pp | 551.28%-533.8pp |
| Employer contribution / active EE | $2,563 | $5,317-51.8% | $4,676-45.2% | $4,663-45.0% |
| Participant deferral / active EE | $8,445 | $6,466+30.6% | $5,629+50.0% | $6,691+26.2% |
| Admin fee / account holder | $149 | $19,316-99.2% | $15,914-99.1% | $13,402-98.9% |