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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,470 | $183,516-38.2% | $155,534-27.0% | $145,884-22.2% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 51.84% | 61.43%-9.6pp | 64.92%-13.1pp | 551.85%-500.0pp |
| Employer contribution / active EE | $3,028 | $5,315-43.0% | $4,675-35.2% | $4,662-35.0% |
| Participant deferral / active EE | $6,701 | $6,467+3.6% | $5,630+19.0% | $6,690+0.2% |
| Admin fee / account holder | $1,431 | $19,293-92.6% | $15,900-91.0% | $13,392-89.3% |