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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,266 | $88,815-38.9% | $81,882-33.7% | $145,897-62.8% |
| Participation rate | 21.4% | 75.1%-53.6pp | 72.4%-51.0pp | 80.3%-58.9pp |
| Annual return | 11.81% | 1033.75%-1021.9pp | 779.47%-767.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $385 | $3,086-87.5% | $2,916-86.8% | $4,663-91.7% |
| Participant deferral / active EE | $1,571 | $4,647-66.2% | $4,323-63.7% | $6,689-76.5% |
| Admin fee / account holder | $552 | $8,434-93.5% | $7,360-92.5% | $13,390-95.9% |