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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,266 | $88,710-38.8% | $81,783-33.6% | $145,959-62.8% |
| Participation rate | 21.4% | 75.0%-53.6pp | 72.4%-50.9pp | 80.3%-58.9pp |
| Annual return | 11.81% | 1027.26%-1015.4pp | 775.05%-763.2pp | 561.95%-550.1pp |
| Employer contribution / active EE | $385 | $3,083-87.5% | $2,913-86.8% | $4,661-91.7% |
| Participant deferral / active EE | $1,571 | $4,645-66.2% | $4,320-63.6% | $6,689-76.5% |
| Admin fee / account holder | $552 | $8,407-93.4% | $7,380-92.5% | $13,398-95.9% |