Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,228 | $86,940-81.3% | $102,434-84.2% | $80,935-79.9% |
| Participation rate | 52.2% | 72.4%-20.1pp | 76.5%-24.3pp | 67.7%-15.4pp |
| Annual return | 9.23% | 18.89%-9.7pp | 29.46%-20.2pp | 35.66%-26.4pp |
| Employer contribution / active EE | $1,317 | $2,370-44.4% | $3,023-56.4% | $2,757-52.2% |
| Participant deferral / active EE | $1,811 | $4,121-56.1% | $5,055-64.2% | $4,299-57.9% |
| Admin fee / account holder | $2,279 | $8,047-71.7% | $9,462-75.9% | $6,924-67.1% |