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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,639 | $183,516-53.3% | $155,534-44.9% | $145,884-41.3% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 17.63% | 61.43%-43.8pp | 64.92%-47.3pp | 551.85%-534.2pp |
| Employer contribution / active EE | $7,602 | $5,315+43.0% | $4,675+62.6% | $4,662+63.1% |
| Participant deferral / active EE | $15,231 | $6,467+135.5% | $5,630+170.5% | $6,690+127.7% |
| Admin fee / account holder | $19,454 | $19,293+0.8% | $15,900+22.4% | $13,392+45.3% |