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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,444 | $95,959-24.5% | $97,411-25.6% | $138,895-47.8% |
| Participation rate | 71.4% | 81.8%-10.4pp | 80.4%-9.0pp | 79.9%-8.5pp |
| Annual return | 27.14% | 29.30%-2.2pp | 34.72%-7.6pp | 145.39%-118.3pp |
| Employer contribution / active EE | $10,284 | $4,278+140.4% | $4,210+144.3% | $4,194+145.2% |
| Participant deferral / active EE | $16,712 | $5,876+184.4% | $5,886+183.9% | $6,396+161.3% |
| Admin fee / account holder | $30,513 | $7,555+303.9% | $7,145+327.1% | $12,562+142.9% |