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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,143 | $97,765-50.8% | $103,486-53.5% | $145,884-67.0% |
| Participation rate | 82.6% | 81.1%+1.5pp | 80.5%+2.1pp | 80.3%+2.3pp |
| Annual return | 17.03% | 25.44%-8.4pp | 23.93%-6.9pp | 551.85%-534.8pp |
| Employer contribution / active EE | $7,614 | $4,687+62.4% | $4,679+62.7% | $4,662+63.3% |
| Participant deferral / active EE | $10,529 | $6,606+59.4% | $6,628+58.9% | $6,690+57.4% |
| Admin fee / account holder | $814 | $12,505-93.5% | $9,354-91.3% | $13,392-93.9% |