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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,444 | $92,798-21.9% | $96,707-25.1% | $137,256-47.2% |
| Participation rate | 71.4% | 81.6%-10.2pp | 80.4%-8.9pp | 80.0%-8.5pp |
| Annual return | 27.14% | 31.24%-4.1pp | 34.78%-7.6pp | 220.34%-193.2pp |
| Employer contribution / active EE | $10,284 | $4,147+147.9% | $4,191+145.4% | $4,156+147.4% |
| Participant deferral / active EE | $16,712 | $5,877+184.4% | $5,997+178.7% | $6,407+160.9% |
| Admin fee / account holder | $30,513 | $7,946+284.0% | $7,503+306.7% | $12,270+148.7% |