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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,901 | $155,555-3.0% | $146,866+2.7% | $155,188-2.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 14.98% | 115.41%-100.4pp | 102.85%-87.9pp | 148.84%-133.9pp |
| Employer contribution / active EE | $22,153 | $4,647+376.7% | $4,425+400.7% | $4,248+421.5% |
| Participant deferral / active EE | $32,190 | $8,044+300.2% | $7,759+314.9% | $6,531+392.9% |
| Admin fee / account holder | $36,764 | $14,755+149.2% | $13,620+169.9% | $14,480+153.9% |