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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,940 | $29,736-86.7% | $56,033-93.0% | $80,935-95.1% |
| Participation rate | 24.6% | 41.7%-17.1pp | 52.5%-27.9pp | 67.7%-43.1pp |
| Annual return | 11.44% | 35.28%-23.8pp | 1711.38%-1699.9pp | 35.66%-24.2pp |
| Employer contribution / active EE | $303 | $671-54.9% | $1,041-70.9% | $2,757-89.0% |
| Participant deferral / active EE | $359 | $1,228-70.7% | $1,954-81.6% | $4,299-91.6% |
| Admin fee / account holder | $689 | $2,434-71.7% | $2,827-75.6% | $6,924-90.1% |