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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,420 | $28,624-74.1% | $53,647-86.2% | $82,637-91.0% |
| Participation rate | 23.1% | 47.3%-24.2pp | 56.3%-33.2pp | 68.1%-45.0pp |
| Annual return | 18.45% | 664.98%-646.5pp | 358.33%-339.9pp | 53.51%-35.1pp |
| Employer contribution / active EE | $474 | $637-25.6% | $962-50.8% | $2,552-81.4% |
| Participant deferral / active EE | $554 | $1,196-53.7% | $1,813-69.5% | $4,126-86.6% |
| Admin fee / account holder | $1,301 | $2,022-35.6% | $2,460-47.1% | $7,339-82.3% |