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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,713 | $56,060-73.8% | $76,002-80.6% | $80,874-81.8% |
| Participation rate | 66.0% | 62.0%+3.9pp | 69.1%-3.1pp | 67.6%-1.7pp |
| Annual return | 13.43% | 20.54%-7.1pp | 360.07%-346.6pp | 35.62%-22.2pp |
| Employer contribution / active EE | $1,562 | $1,873-16.6% | $2,688-41.9% | $2,756-43.3% |
| Participant deferral / active EE | $2,968 | $3,051-2.7% | $4,257-30.3% | $4,297-30.9% |
| Admin fee / account holder | $1,085 | $5,237-79.3% | $6,414-83.1% | $6,935-84.4% |