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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,311 | $76,642-59.1% | $146,866-78.7% | $65,306-52.1% |
| Participation rate | 92.0% | 61.2%+30.8pp | 82.5%+9.5pp | 57.7%+34.3pp |
| Annual return | 36.46% | 33.40%+3.1pp | 102.85%-66.4pp | 21.94%+14.5pp |
| Employer contribution / active EE | $3,597 | $2,621+37.3% | $4,425-18.7% | $1,967+82.9% |
| Participant deferral / active EE | $6,629 | $4,864+36.3% | $7,759-14.6% | $2,959+124.0% |
| Admin fee / account holder | $3,849 | $3,960-2.8% | $13,620-71.7% | $3,480+10.6% |