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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,343 | $227,399-90.6% | $189,758-88.8% | $198,609-89.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 19.26% | 61.03%-41.8pp | 52.62%-33.4pp | 202.70%-183.4pp |
| Employer contribution / active EE | $2,592 | $5,526-53.1% | $4,767-45.6% | $5,055-48.7% |
| Participant deferral / active EE | $4,451 | $6,837-34.9% | $5,856-24.0% | $6,977-36.2% |
| Admin fee / account holder | $795 | $25,162-96.8% | $20,388-96.1% | $19,030-95.8% |