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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,920 | $172,111-86.1% | $150,298-84.1% | $137,256-82.6% |
| Participation rate | 78.6% | 81.7%-3.1pp | 77.8%+0.8pp | 80.0%-1.4pp |
| Annual return | 12.66% | 69.37%-56.7pp | 62.79%-50.1pp | 220.34%-207.7pp |
| Employer contribution / active EE | $1,449 | $4,636-68.8% | $4,154-65.1% | $4,156-65.1% |
| Participant deferral / active EE | $2,755 | $6,166-55.3% | $5,453-49.5% | $6,407-57.0% |
| Admin fee / account holder | $2,549 | $16,471-84.5% | $14,116-81.9% | $12,270-79.2% |