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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,363 | $160,040-85.4% | $147,096-84.1% | $145,877-84.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.90% | 98.49%-87.6pp | 419.75%-408.8pp | 551.28%-540.4pp |
| Employer contribution / active EE | $2,808 | $5,289-46.9% | $4,936-43.1% | $4,663-39.8% |
| Participant deferral / active EE | $6,173 | $8,429-26.8% | $8,071-23.5% | $6,691-7.7% |
| Admin fee / account holder | $675 | $15,050-95.5% | $13,005-94.8% | $13,402-95.0% |