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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,952 | $29,733+84.8% | $56,025-1.9% | $80,959-32.1% |
| Participation rate | 59.2% | 41.7%+17.5pp | 52.5%+6.7pp | 67.7%-8.5pp |
| Annual return | 14.32% | 35.28%-21.0pp | 1712.69%-1698.4pp | 35.67%-21.4pp |
| Employer contribution / active EE | $896 | $672+33.4% | $1,042-14.0% | $2,757-67.5% |
| Participant deferral / active EE | $2,774 | $1,229+125.7% | $1,955+42.0% | $4,300-35.5% |
| Admin fee / account holder | $1,017 | $2,434-58.2% | $2,828-64.1% | $6,925-85.3% |