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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,897 | $254,759-40.4% | $216,567-29.9% | $198,609-23.5% |
| Participation rate | 77.8% | 84.5%-6.7pp | 81.6%-3.9pp | 82.4%-4.6pp |
| Annual return | 17.36% | 10.04%+7.3pp | 12.94%+4.4pp | 202.70%-185.3pp |
| Employer contribution / active EE | $1,366 | $6,096-77.6% | $5,216-73.8% | $5,055-73.0% |
| Participant deferral / active EE | $5,798 | $6,948-16.6% | $6,191-6.3% | $6,977-16.9% |
| Admin fee / account holder | $9,188 | $26,311-65.1% | $21,981-58.2% | $19,030-51.7% |