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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,504 | $183,592-76.8% | $155,567-72.7% | $145,959-70.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.91% | 61.24%-53.3pp | 64.74%-56.8pp | 561.95%-554.0pp |
| Employer contribution / active EE | $4,361 | $5,315-17.9% | $4,674-6.7% | $4,661-6.4% |
| Participant deferral / active EE | $9,679 | $6,464+49.7% | $5,628+72.0% | $6,689+44.7% |
| Admin fee / account holder | $404 | $19,318-97.9% | $15,916-97.5% | $13,398-97.0% |