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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,197 | $94,031-14.7% | $115,768-30.7% | $82,448-2.7% |
| Participation rate | 89.3% | 70.4%+18.9pp | 74.4%+14.9pp | 68.1%+21.2pp |
| Annual return | 18.66% | 20.61%-1.9pp | 100.46%-81.8pp | 41.64%-23.0pp |
| Employer contribution / active EE | $6,459 | $2,323+178.0% | $2,940+119.7% | $2,551+153.2% |
| Participant deferral / active EE | $9,868 | $3,972+148.5% | $4,917+100.7% | $4,139+138.4% |
| Admin fee / account holder | $7,257 | $10,249-29.2% | $12,439-41.7% | $7,234+0.3% |