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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,089 | $111,785-65.0% | $93,669-58.3% | $145,877-73.2% |
| Participation rate | 36.4% | 74.2%-37.9pp | 68.7%-32.4pp | 80.3%-43.9pp |
| Annual return | 13.00% | 203.79%-190.8pp | 133.59%-120.6pp | 551.28%-538.3pp |
| Employer contribution / active EE | $635 | $3,096-79.5% | $2,424-73.8% | $4,663-86.4% |
| Participant deferral / active EE | $2,655 | $4,919-46.0% | $4,416-39.9% | $6,691-60.3% |
| Admin fee / account holder | $876 | $10,256-91.5% | $8,291-89.4% | $13,402-93.5% |