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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,343 | $97,125-81.1% | $86,233-78.7% | $137,256-86.6% |
| Participation rate | 7.7% | 74.2%-66.5pp | 69.0%-61.3pp | 80.0%-72.3pp |
| Annual return | 12.97% | 74.19%-61.2pp | 61.39%-48.4pp | 220.34%-207.4pp |
| Employer contribution / active EE | $499 | $2,841-82.4% | $2,504-80.1% | $4,156-88.0% |
| Participant deferral / active EE | $1,798 | $5,180-65.3% | $4,559-60.6% | $6,407-71.9% |
| Admin fee / account holder | $112,179 | $9,725+1053.6% | $8,342+1244.7% | $12,270+814.2% |