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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,410 | $100,139-70.6% | $85,187-65.5% | $145,884-79.8% |
| Participation rate | 25.0% | 74.1%-49.1pp | 67.5%-42.5pp | 80.3%-55.3pp |
| Annual return | 13.25% | 84.15%-70.9pp | 66.67%-53.4pp | 551.85%-538.6pp |
| Employer contribution / active EE | $633 | $3,238-80.5% | $2,732-76.8% | $4,662-86.4% |
| Participant deferral / active EE | $3,019 | $5,296-43.0% | $4,525-33.3% | $6,690-54.9% |
| Admin fee / account holder | $224 | $7,262-96.9% | $6,162-96.4% | $13,392-98.3% |