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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,343 | $108,882-83.2% | $96,754-81.0% | $154,746-88.1% |
| Participation rate | 7.7% | 75.1%-67.4pp | 70.3%-62.6pp | 80.7%-73.0pp |
| Annual return | 12.97% | 98.39%-85.4pp | 82.04%-69.1pp | 172.34%-159.4pp |
| Employer contribution / active EE | $499 | $3,018-83.5% | $2,679-81.4% | $4,379-88.6% |
| Participant deferral / active EE | $1,798 | $5,323-66.2% | $4,758-62.2% | $6,730-73.3% |
| Admin fee / account holder | $112,179 | $10,200+999.8% | $8,905+1159.8% | $14,365+680.9% |