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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,235 | $114,013-95.4% | $103,693-95.0% | $155,188-96.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 24.40% | 49.31%-24.9pp | 47.61%-23.2pp | 148.84%-124.4pp |
| Employer contribution / active EE | $1,783 | $3,131-43.1% | $2,920-39.0% | $4,248-58.0% |
| Participant deferral / active EE | $1,758 | $4,970-64.6% | $4,579-61.6% | $6,531-73.1% |
| Admin fee / account holder | $1,050 | $8,407-87.5% | $7,858-86.6% | $14,480-92.7% |