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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,525 | $167,030-89.5% | $135,768-87.1% | $155,188-88.7% |
| Participation rate | 63.2% | 76.2%-13.0pp | 71.1%-7.9pp | 80.8%-17.6pp |
| Annual return | 18.51% | 678.39%-659.9pp | 526.10%-507.6pp | 148.84%-130.3pp |
| Employer contribution / active EE | $951 | $4,132-77.0% | $3,394-72.0% | $4,248-77.6% |
| Participant deferral / active EE | $1,083 | $4,528-76.1% | $3,977-72.8% | $6,531-83.4% |
| Admin fee / account holder | $657 | $8,172-92.0% | $7,048-90.7% | $14,480-95.5% |