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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,525 | $154,754-88.7% | $124,206-85.9% | $138,895-87.4% |
| Participation rate | 63.2% | 75.5%-12.3pp | 69.6%-6.4pp | 79.9%-16.8pp |
| Annual return | 18.51% | 709.28%-690.8pp | 515.27%-496.8pp | 145.39%-126.9pp |
| Employer contribution / active EE | $951 | $4,446-78.6% | $3,540-73.1% | $4,194-77.3% |
| Participant deferral / active EE | $1,083 | $4,621-76.6% | $3,968-72.7% | $6,396-83.1% |
| Admin fee / account holder | $657 | $6,690-90.2% | $5,929-88.9% | $12,562-94.8% |