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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,456 | $160,070-66.6% | $147,117-63.7% | $145,897-63.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.08% | 98.69%-81.6pp | 420.54%-403.5pp | 552.29%-535.2pp |
| Employer contribution / active EE | $13,776 | $5,285+160.7% | $4,932+179.3% | $4,663+195.4% |
| Participant deferral / active EE | $14,702 | $8,419+74.6% | $8,065+82.3% | $6,689+119.8% |
| Admin fee / account holder | $5,301 | $15,035-64.7% | $12,993-59.2% | $13,390-60.4% |