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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,611 | $180,749-85.8% | $160,784-84.1% | $137,256-81.3% |
| Participation rate | 62.5% | 80.0%-17.5pp | 77.0%-14.5pp | 80.0%-17.5pp |
| Annual return | 28.06% | 2234.46%-2206.4pp | 1803.92%-1775.9pp | 220.34%-192.3pp |
| Employer contribution / active EE | $1,941 | $4,155-53.3% | $3,733-48.0% | $4,156-53.3% |
| Participant deferral / active EE | $3,514 | $6,844-48.7% | $6,293-44.2% | $6,407-45.2% |
| Admin fee / account holder | $3,946 | $10,397-62.0% | $9,717-59.4% | $12,270-67.8% |