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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,611 | $208,088-87.7% | $186,193-86.2% | $154,746-83.4% |
| Participation rate | 62.5% | 80.0%-17.5pp | 77.1%-14.6pp | 80.7%-18.2pp |
| Annual return | 28.06% | 89.97%-61.9pp | 78.03%-50.0pp | 172.34%-144.3pp |
| Employer contribution / active EE | $1,941 | $4,340-55.3% | $3,918-50.5% | $4,379-55.7% |
| Participant deferral / active EE | $3,514 | $7,078-50.4% | $6,513-46.1% | $6,730-47.8% |
| Admin fee / account holder | $3,946 | $11,698-66.3% | $11,058-64.3% | $14,365-72.5% |