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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,510 | $211,224-89.8% | $178,505-87.9% | $145,897-85.3% |
| Participation rate | 55.6% | 80.8%-25.3pp | 77.1%-21.6pp | 80.3%-24.8pp |
| Annual return | 13.85% | 30.28%-16.4pp | 27.16%-13.3pp | 552.29%-538.4pp |
| Employer contribution / active EE | $1,668 | $4,577-63.5% | $3,955-57.8% | $4,663-64.2% |
| Participant deferral / active EE | $4,144 | $6,966-40.5% | $6,280-34.0% | $6,689-38.0% |
| Admin fee / account holder | $14,921 | $12,109+23.2% | $10,428+43.1% | $13,390+11.4% |