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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,373 | $275,752+5.7% | $256,809+13.5% | $198,609+46.7% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 16.20% | 34.81%-18.6pp | 32.73%-16.5pp | 202.70%-186.5pp |
| Employer contribution / active EE | $17,124 | $7,721+121.8% | $7,263+135.8% | $5,055+238.7% |
| Participant deferral / active EE | $20,130 | $10,037+100.6% | $9,520+111.5% | $6,977+188.5% |
| Admin fee / account holder | $6,463 | $25,716-74.9% | $25,146-74.3% | $19,030-66.0% |