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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,198 | $156,398-87.7% | $147,318-87.0% | $138,895-86.2% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 21.61% | 78.75%-57.1pp | 70.43%-48.8pp | 145.39%-123.8pp |
| Employer contribution / active EE | $2,058 | $4,853-57.6% | $4,593-55.2% | $4,194-50.9% |
| Participant deferral / active EE | $5,120 | $8,237-37.8% | $7,906-35.2% | $6,396-20.0% |
| Admin fee / account holder | $2,212 | $14,976-85.2% | $13,708-83.9% | $12,562-82.4% |