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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,422 | $72,071+25.5% | $68,368+32.3% | $137,256-34.1% |
| Participation rate | 93.3% | 76.2%+17.1pp | 73.8%+19.6pp | 80.0%+13.4pp |
| Annual return | 23.36% | 353.14%-329.8pp | 292.57%-269.2pp | 220.34%-197.0pp |
| Employer contribution / active EE | $2,941 | $2,788+5.5% | $2,649+11.0% | $4,156-29.2% |
| Participant deferral / active EE | $6,622 | $4,410+50.2% | $4,123+60.6% | $6,407+3.4% |
| Admin fee / account holder | $786 | $5,336-85.3% | $5,150-84.7% | $12,270-93.6% |