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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,219 | $78,690-88.3% | $161,489-94.3% | $87,485-89.5% |
| Participation rate | 93.1% | 67.5%+25.6pp | 78.7%+14.4pp | 68.9%+24.2pp |
| Annual return | 60.81% | 32.74%+28.1pp | 89.72%-28.9pp | 26.06%+34.7pp |
| Employer contribution / active EE | $501 | $2,588-80.7% | $4,268-88.3% | $2,596-80.7% |
| Participant deferral / active EE | $1,346 | $3,311-59.4% | $5,630-76.1% | $4,274-68.5% |
| Admin fee / account holder | $3,183 | $6,724-52.7% | $16,006-80.1% | $7,775-59.1% |