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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,844 | $97,125-89.9% | $86,233-88.6% | $137,256-92.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 11.76% | 74.19%-62.4pp | 61.39%-49.6pp | 220.34%-208.6pp |
| Employer contribution / active EE | $1,106 | $2,841-61.1% | $2,504-55.8% | $4,156-73.4% |
| Participant deferral / active EE | $1,106 | $5,180-78.7% | $4,559-75.7% | $6,407-82.7% |
| Admin fee / account holder | $7,001 | $9,725-28.0% | $8,342-16.1% | $12,270-42.9% |