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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,412 | $147,556-84.8% | $129,031-82.6% | $198,609-88.7% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 18.00% | 37.41%-19.4pp | 34.67%-16.7pp | 202.70%-184.7pp |
| Employer contribution / active EE | $2 | $3,645-100.0% | $3,226-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $1,832 | $5,760-68.2% | $5,217-64.9% | $6,977-73.7% |
| Admin fee / account holder | $1,024 | $15,467-93.4% | $13,208-92.2% | $19,030-94.6% |