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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,412 | $108,882-79.4% | $96,754-76.8% | $154,746-85.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 18.00% | 98.39%-80.4pp | 82.04%-64.0pp | 172.34%-154.3pp |
| Employer contribution / active EE | $2 | $3,018-100.0% | $2,679-99.9% | $4,379-100.0% |
| Participant deferral / active EE | $1,832 | $5,323-65.6% | $4,758-61.5% | $6,730-72.8% |
| Admin fee / account holder | $1,024 | $10,200-90.0% | $8,905-88.5% | $14,365-92.9% |