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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,736 | $70,366-80.5% | $66,674-79.4% | $138,895-90.1% |
| Participation rate | 28.6% | 76.2%-47.6pp | 73.7%-45.1pp | 79.9%-51.3pp |
| Annual return | 15.13% | 386.41%-371.3pp | 321.24%-306.1pp | 145.39%-130.3pp |
| Employer contribution / active EE | $723 | $2,765-73.8% | $2,620-72.4% | $4,194-82.8% |
| Participant deferral / active EE | $863 | $4,374-80.3% | $4,084-78.9% | $6,396-86.5% |
| Admin fee / account holder | $4,219 | $5,262-19.8% | $5,098-17.2% | $12,562-66.4% |