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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,822 | $99,921+3.9% | $85,009+22.1% | $145,959-28.9% |
| Participation rate | 25.0% | 74.1%-49.1pp | 67.5%-42.5pp | 80.3%-55.3pp |
| Annual return | 23.66% | 83.89%-60.2pp | 66.47%-42.8pp | 561.95%-538.3pp |
| Employer contribution / active EE | $1,728 | $3,233-46.6% | $2,728-36.7% | $4,661-62.9% |
| Participant deferral / active EE | $3,082 | $5,293-41.8% | $4,522-31.8% | $6,689-53.9% |
| Admin fee / account holder | $284 | $7,252-96.1% | $6,153-95.4% | $13,398-97.9% |