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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,067 | $100,970-65.3% | $96,576-63.7% | $137,256-74.5% |
| Participation rate | 94.7% | 82.6%+12.1pp | 81.4%+13.3pp | 80.0%+14.8pp |
| Annual return | 16.05% | 38.16%-22.1pp | 38.47%-22.4pp | 220.34%-204.3pp |
| Employer contribution / active EE | $987 | $3,809-74.1% | $3,553-72.2% | $4,156-76.3% |
| Participant deferral / active EE | $11,026 | $8,286+33.1% | $7,956+38.6% | $6,407+72.1% |
| Admin fee / account holder | $8,866 | $11,312-21.6% | $11,381-22.1% | $12,270-27.7% |