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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $44,013 |
ADP BROKER-DEALER2 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO Service code 49 401 BROADHOLLOW ROAD · MELVILLE, NY 11747 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,694 | $45,109+19.0% | $85,187-37.0% | $77,736-30.9% |
| Participation rate | 47.5% | 48.7%-1.2pp | 67.5%-20.0pp | 70.6%-23.1pp |
| Annual return | 16.91% | 79.55%-62.6pp | 66.67%-49.8pp | 31.26%-14.4pp |
| Employer contribution / active EE | $0 | $1,602-100.0% | $2,732-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $5,701 | $2,814+102.6% | $4,525+26.0% | $4,651+22.6% |
| Admin fee / account holder | $115 | $915-87.4% | $6,162-98.1% | $433-73.5% |